April 23, 2024
Huntington Bancshares Included (NASDAQ:HBAN) This autumn 2023 Earnings Convention Name January 19, 2024 9:00 AM ET

Firm Individuals

Tim Sedabres – Vice President & Head of Investor Relations

Stephen Steinour – Chairman, President & Chief Government Officer

Zach Wasserman – Senior Government Vice President & Chief Monetary Officer

Brendan Lawlor – Deputy Chief Credit score Officer

Convention Name Individuals

Manan Gosalia – Morgan Stanley

Erika Najarian – UBS

John Pancari – Evercore ISI

Steven Alexopoulos – JPMorgan

Jon Arfstrom – RBC Capital Markets

Ebrahim Poonawala – Financial institution of America

Operator

Greetings, and welcome to Huntington Bancshares 2023 Fourth Quarter Earnings Overview. Presently, all contributors are in pay attention solely mode. A matter-and-answer session will comply with the formal presentation. [Operator Instructions] As a reminder, this convention is being recorded.

I might now like to show the convention over to Tim Sedabres, Director of Investor Relations. Please go forward.

Tim Sedabres

Thanks, operator. Welcome, everybody, and good morning. Copies of the slides we’ll be reviewing right this moment might be discovered on Investor Relations part of our web site, www.huntington.com. As a reminder, this name is being recorded and a replay will likely be obtainable beginning about one-hour from the shut of the decision.

Our presenters right this moment are Steve Steinour, Chairman, President and CEO; and Zach Wasserman, Chief Monetary Officer. Brendan Lawlor, Chief Credit score Officer will be part of us for the Q&A. Earnings paperwork, which embrace our forward-looking statements disclaimer and non-GAAP info can be found on the Investor Relations part of our web site.

With that, let me now flip it over to Steve.

Stephen Steinour

Thanks, Tim. Good morning, everybody and welcome. Thanks for becoming a member of the decision right this moment. We’re happy to announce our fourth quarter outcomes, which Zach will element later. These outcomes are once more supported by our colleagues throughout the financial institution, who reside our objective day by day as we make individuals’s lives higher, assist